💰 Financing Options

Make solar affordable with flexible financing. $0-down options with immediate savings.

Our in-house financing specialists work with multiple lenders and program providers to find the right structure for your goals. Residential: lease, PPA, loan, or cash. Commercial: PPA, lease, loan, or capital purchase with full ITC access.

Check financing options Compare lease vs PPA
$0
Down payment on lease/PPA
4.49%+
Loan rates from
25 yrs
Max term available
2026 residential landscape: The federal 30% residential solar tax credit expired July 2025. Most Texas homeowners today choose $0-down solar leases or PPAs — which shift the tax-credit mechanics to the system owner and pass savings to you as lower monthly payments. Learn how the two differ →
Compare Financing Options

Four paths — find the right one for your budget.

📋 Solar Lease Most Popular 2026

Rent the system with predictable fixed monthly payments. Maintenance included. $0 down. No tax-credit paperwork.

  • $0 down payment
  • Fixed monthly lease payment
  • Maintenance & monitoring included
  • Production guarantee
  • Option to buy at end of term

Best for: Homeowners who want simplicity, no maintenance worries, and guaranteed savings.

⚡ Power Purchase Agreement

Pay only for the power your system generates, at a rate below your utility.

  • $0 upfront cost
  • Pay per kWh produced
  • Rate lower than utility
  • Maintenance included
  • Production-based billing

Best for: Homeowners & businesses focused on immediate kWh-rate reduction with no capex.

🏦 Solar Loan

Finance the system with competitive rates. You own it from day one.

  • $0 down options available
  • Own system immediately
  • Eligible for residual incentives
  • Rates from 4.49% APR
  • Terms up to 25 years

Best for: Homeowners wanting ownership + long-term equity.

💵 Cash Purchase

Pay upfront for maximum lifetime savings and full ownership.

  • Highest lifetime ROI
  • No financing costs
  • Immediate ownership
  • Full warranty coverage
  • Eligible for residual incentives

Best for: Homeowners with available capital seeking maximum returns.

Savings Calculator

See how the numbers work for your home.

$144
Est. new monthly bill (w/ solar)
$8,640
Lifetime lease savings
$58,000
Total utility cost w/o solar

Illustrative based on 20% avg bill reduction and 3% annual utility escalator. Your actual savings depend on roof, utility, and program selected.

Texas-Specific Incentives

Stack every benefit available to you.

30%
Commercial Federal ITC — Investment Tax Credit applies to commercial & business projects through 2032
100%
Texas Property Tax Exemption — no property tax on added home value
100%
Texas Sales Tax Exemption — on qualifying solar equipment
85%
MACRS Depreciation — accelerated year-one for commercial projects
Our Lending Partners

Competitive rates from trusted capital providers.

GoodLeap

From 4.99%
Up to 25-year terms

Mosaic

From 5.49%
Up to 20-year terms

Sunlight Financial

From 5.99%
Up to 25-year terms

Credit Unions

From 4.49%
Up to 15-year terms

Ready to go solar with $0 down?

Get pre-qualified in minutes. No impact to your credit score. Multiple financing options presented side-by-side so you can pick what fits.

Check Financing Options Talk to a finance expert →